{"id":80212,"date":"2026-05-24T18:09:30","date_gmt":"2026-05-24T12:39:30","guid":{"rendered":"https:\/\/matribhumisamachar.com\/en\/?p=80212"},"modified":"2026-05-24T18:09:30","modified_gmt":"2026-05-24T12:39:30","slug":"lic-emerges-as-indias-most-profitable-financial-company-in-q4-beats-sbi-and-hdfc-bank","status":"publish","type":"post","link":"https:\/\/new.matribhumisamachar.com\/en\/2026\/05\/24\/lic-emerges-as-indias-most-profitable-financial-company-in-q4-beats-sbi-and-hdfc-bank\/","title":{"rendered":"LIC Emerges as India\u2019s Most Profitable Financial Company in Q4; Beats SBI and HDFC Bank"},"content":{"rendered":"<div id=\"model-response-message-contentr_d381fb891b9cce2f\" class=\"markdown markdown-main-panel enable-updated-hr-color\" dir=\"ltr\" aria-live=\"polite\" aria-busy=\"false\">\n<p data-path-to-node=\"7\"><strong>Mumbai. Sunday, 24 May 2026<\/strong><\/p>\n<p data-path-to-node=\"7\">The final quarter of the financial year 2025\u201326 has shaken up the leaderboard of India&#8217;s corporate giants. In a spectacular show of public sector dominance, the Life Insurance Corporation of India (LIC) has officially emerged as the country\u2019s most profitable financial institution for the January\u2013March quarter (Q4 FY26).<\/p>\n<p data-path-to-node=\"8\">With a roaring 23% year-on-year growth in net profit, India&#8217;s largest state-backed insurer outpaced banking heavyweights like the State Bank of India (SBI) and HDFC Bank. However, a deeper look at the full-year numbers reveals a fascinating tug-of-war between insurance and banking sectors.<\/p>\n<h2 data-path-to-node=\"9\">The Q4 Financial Leaderboard: LIC Takes the Crown<\/h2>\n<p data-path-to-node=\"10\">According to the official quarterly results announced in late May 2026, LIC posted an impressive net profit of <b data-path-to-node=\"10\" data-index-in-node=\"111\">\u20b923,420 crore<\/b> for the quarter ended March 2026. This marks a substantial jump from the \u20b919,013 crore recorded during the same period last year.<\/p>\n<p data-path-to-node=\"11\">LIC\u2019s stellar performance successfully positioned it ahead of India&#8217;s top lenders:<\/p>\n<ul data-path-to-node=\"12\">\n<li>\n<p data-path-to-node=\"12,0,0\"><b data-path-to-node=\"12,0,0\" data-index-in-node=\"0\">State Bank of India (SBI):<\/b> Secured the second spot in quarterly financial profits with a net profit of <b data-path-to-node=\"12,0,0\" data-index-in-node=\"103\">\u20b919,684 crore<\/b>.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"12,1,0\"><b data-path-to-node=\"12,1,0\" data-index-in-node=\"0\">HDFC Bank:<\/b> Followed closely behind, registering a quarterly net profit of <b data-path-to-node=\"12,1,0\" data-index-in-node=\"74\">\u20b919,221 crore<\/b>.<\/p>\n<\/li>\n<\/ul>\n<p data-path-to-node=\"13\">This Q4 victory solidifies LIC\u2019s role as a primary powerhouse among Central Public Sector Enterprises (CPSEs).<\/p>\n<h2 data-path-to-node=\"14\">The Full-Year Twist: SBI Leads the Annual Race<\/h2>\n<p data-path-to-node=\"15\">While LIC won the final sprint of the fiscal year, the marathon title belongs to the State Bank of India. On a full-year basis for FY 2025\u201326, SBI comfortably surpassed LIC in total earnings.<\/p>\n<p data-path-to-node=\"16\">The full-year net profit leaderboard highlights the massive scale of India&#8217;s top financial institutions:<\/p>\n<ol start=\"1\" data-path-to-node=\"17\">\n<li>\n<p data-path-to-node=\"17,0,0\"><b data-path-to-node=\"17,0,0\" data-index-in-node=\"0\">SBI:<\/b> \u20b980,032 crore<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"17,1,0\"><b data-path-to-node=\"17,1,0\" data-index-in-node=\"0\">HDFC Bank:<\/b> \u20b974,670 crore<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"17,2,0\"><b data-path-to-node=\"17,2,0\" data-index-in-node=\"0\">LIC:<\/b> \u20b957,419 crore<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"17,3,0\"><b data-path-to-node=\"17,3,0\" data-index-in-node=\"0\">ICICI Bank:<\/b> \u20b950,147 crore<\/p>\n<\/li>\n<\/ol>\n<p data-path-to-node=\"18\">While banking operations yielded steadier, compounding returns across all twelve months, LIC\u2019s massive fourth-quarter surge reminds investors of the immense premium collection and investment unlocking potential the insurer commands during the fiscal year-end closing months.<\/p>\n<h2 data-path-to-node=\"19\">A Massive Plot Twist in the Broader Corporate Sector<\/h2>\n<p data-path-to-node=\"20\">Looking past the financial sector into the broader Indian corporate landscape, an unexpected player took the absolute top spot for quarterly profitability.<\/p>\n<p data-path-to-node=\"21\"><b data-path-to-node=\"21\" data-index-in-node=\"0\">Vodafone Idea<\/b> shocked analysts by reporting a record-shattering net profit of <b data-path-to-node=\"21\" data-index-in-node=\"78\">\u20b951,970 crore<\/b> for the January\u2013March period. This represents the telecom company\u2019s first quarterly profit in nearly six years. However, market experts point out a crucial detail: this historic number wasn&#8217;t driven by operational revenue alone, but primarily by massive relief regarding statutory liabilities.<\/p>\n<p data-path-to-node=\"22\">Meanwhile, <b data-path-to-node=\"22\" data-index-in-node=\"11\">Reliance Industries<\/b>\u2014traditionally a regular contender for the top spot\u2014secured the second position in the broader corporate rankings, posting a net profit of <b data-path-to-node=\"22\" data-index-in-node=\"169\">\u20b916,971 crore<\/b>. This was slightly lower than the \u20b919,407 crore it registered in the corresponding quarter of the previous year.<\/p>\n<h2 data-path-to-node=\"23\">Public Sector Enterprises Show Robust Growth<\/h2>\n<p data-path-to-node=\"24\">It wasn&#8217;t just LIC flying the flag for government-owned companies. Other major Central Public Sector Enterprises (CPSEs) reported stellar health in the March quarter:<\/p>\n<ul data-path-to-node=\"25\">\n<li>\n<p data-path-to-node=\"25,0,0\"><b data-path-to-node=\"25,0,0\" data-index-in-node=\"0\">Energy &amp; Mining:<\/b> Indian Oil Corporation (IOC) led the non-financial state block with a net profit of <b data-path-to-node=\"25,0,0\" data-index-in-node=\"101\">\u20b911,378 crore<\/b>, followed closely by Coal India Limited at <b data-path-to-node=\"25,0,0\" data-index-in-node=\"158\">\u20b910,839 crore<\/b>.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"25,1,0\"><b data-path-to-node=\"25,1,0\" data-index-in-node=\"0\">Power &amp; Infrastructure:<\/b> Power giants enjoyed healthy margins. NTPC Limited reported <b data-path-to-node=\"25,1,0\" data-index-in-node=\"84\">\u20b98,747 crore<\/b>, Power Finance Corporation (PFC) earned <b data-path-to-node=\"25,1,0\" data-index-in-node=\"137\">\u20b98,598 crore<\/b>, and Power Grid Corporation recorded <b data-path-to-node=\"25,1,0\" data-index-in-node=\"187\">\u20b94,546 crore<\/b>.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"25,2,0\"><b data-path-to-node=\"25,2,0\" data-index-in-node=\"0\">Key Enablers:<\/b> REC Limited and Steel Authority of India Limited (SAIL) contributed <b data-path-to-node=\"25,2,0\" data-index-in-node=\"82\">\u20b93,375 crore<\/b> and <b data-path-to-node=\"25,2,0\" data-index-in-node=\"99\">\u20b91,680 crore<\/b> respectively to the public sector&#8217;s profitable quarter.<\/p>\n<\/li>\n<\/ul>\n<h2 data-path-to-node=\"26\">Market Response: LIC Shares Surge<\/h2>\n<p data-path-to-node=\"27\">The Dalal Street response to LIC\u2019s stellar performance was immediate. Following the earnings release, strong buying interest pushed LIC shares up by nearly 5% during early trade on the BSE on May 23, with the stock price touching <b data-path-to-node=\"27\" data-index-in-node=\"230\">\u20b9839 per share<\/b>. Investors are clearly responding positively to the insurer&#8217;s improved margins and firm grip on the Indian insurance market.<\/p>\n<h3 data-path-to-node=\"29\">Related Coverage<\/h3>\n<p data-path-to-node=\"30\">For more latest updates on Indian economic policy, stock market movements, and corporate earnings analysis, visit the following sections:<\/p>\n<ul data-path-to-node=\"31\">\n<li>\n<p data-path-to-node=\"31,0,0\">Keep track of corporate milestones via <a class=\"ng-star-inserted\" href=\"https:\/\/www.google.com\/search?q=https:\/\/www.matribhumisamachar.com\/en\/category\/business&amp;authuser=1\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahcKEwjtipDa8NGUAxUAAAAAHQAAAAAQag\">Matribhumi Samachar Business News<\/a>.<\/p>\n<\/li>\n<li>\n<p data-path-to-node=\"31,1,0\">Read live stock market updates via <a class=\"ng-star-inserted\" href=\"https:\/\/www.google.com\/search?q=https:\/\/www.matribhumisamachar.com\/en\/category\/finance&amp;authuser=1\" target=\"_blank\" rel=\"noopener\" data-hveid=\"0\" data-ved=\"0CAAQ_4QMahcKEwjtipDa8NGUAxUAAAAAHQAAAAAQaw\">Matribhumi Samachar Markets<\/a>.<\/p>\n<\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mumbai. Sunday, 24 May 2026 The final quarter of the financial year 2025\u201326 has shaken up the leaderboard of India&#8217;s corporate giants. In a spectacular show of public sector dominance, the Life Insurance Corporation of India (LIC) has officially emerged as the country\u2019s most profitable financial institution for the January\u2013March quarter (Q4 FY26). With a [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":106422,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[52886],"tags":[],"class_list":["post-80212","post","type-post","status-publish","format-standard","has-post-thumbnail","category-business-english-news"],"_links":{"self":[{"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/posts\/80212","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/comments?post=80212"}],"version-history":[{"count":0,"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/posts\/80212\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/media\/106422"}],"wp:attachment":[{"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/media?parent=80212"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/categories?post=80212"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.matribhumisamachar.com\/en\/wp-json\/wp\/v2\/tags?post=80212"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}